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On top of that, customers for this sort of strategy can have extreme legal or criminal histories. It is essential to note that various carriers offer a variety of issue ages on their assured problem plans as low as age 40 or as high as age 80 - open care final expense insurance. Some will certainly additionally use greater stated value, up to $40,000, and others will permit better survivor benefit conditions by boosting the rates of interest with the return of premium or minimizing the number of years until a complete fatality benefit is readily available